Feeling unsure about how your Englewood property taxes are calculated or why your bill changed this year? You are not alone. Understanding how values, assessment rates, and mill levies fit together can help you plan your budget, spot errors, and take advantage of any savings you qualify for. In this guide, you will learn how Colorado property taxes work, how to estimate your bill in Englewood, where to find the numbers for your parcel, and what to do if you want to appeal or need payment options. Let’s dive in.
How Colorado property taxes are set
Colorado property taxes are local. Your bill funds services like the county, city, schools, and special districts. Three key parts drive what you pay:
- Market value: The county assessor estimates your home’s fair market value.
- Assessment rate: A state-set percentage that converts market value to taxable value. Rates can change, so confirm the current rate with the Colorado Division of Property Taxation or the Arapahoe County Assessor.
- Mill levy: The sum of tax rates for all jurisdictions that apply to your parcel. A mill is $1 of tax per $1,000 of assessed value.
Here is the basic math you will use:
- Assessed value = Market value × Assessment rate
- Property tax = Assessed value × (Total mill levy ÷ 1,000)
Estimate your Englewood tax bill
Follow these steps to build a reliable estimate for your property in Englewood:
- Find your current market value. Look up your parcel on the Arapahoe County Assessor property search.
- Confirm the current assessment rate. Check the latest residential or nonresidential rate with the Colorado Division of Property Taxation or the assessor.
- Calculate assessed value. Multiply market value by the assessment rate.
- Find your total mill levy. Your mill levy appears on your annual tax bill and in the Treasurer’s records. If you do not have the bill handy, use the Arapahoe County Treasurer site to look up your parcel.
- Estimate your tax. Multiply assessed value by your total mill levy divided by 1,000.
Example template you can plug numbers into:
- If Market value = $X, Assessment rate = Y%, Total mill levy = Z mills
- Assessed value = $X × Y%
- Estimated tax = Assessed value × (Z ÷ 1,000)
Important note: Many bills include credits, exemptions, or adjustments. Review your county bill to see if any reductions apply to you.
Where to find your parcel’s numbers
- Values and characteristics: Start with the Arapahoe County Assessor to view market value, property details, and prior assessments.
- Bills, payments, and penalties: Use the Arapahoe County Treasurer to view your tax bill, confirm due dates, and see payment options.
- Statewide rules and rates: The Colorado Division of Property Taxation posts assessment rates, appeal guidance, and policy updates.
What affects Englewood property taxes
Your total mill levy is a sum of the taxing districts that serve your property. In Englewood, common components include:
- Arapahoe County
- City of Englewood
- Local school district mills (for many central parcels this is Englewood Schools RE‑1)
- Regional Transportation District (RTD)
- Special districts such as fire, water, sanitation, library, parks and recreation, and metropolitan districts
These districts certify mill levies each year, so parcel totals vary. To see exactly which districts apply to you, review your parcel profile and tax bill through the county.
For context about the city’s role in the levy and budget, you can also visit the City of Englewood Finance. To learn more about school district mill certifications and voter-approved measures, check Englewood Schools.
How to appeal your value
If you believe your market value is too high, you can request a review. The typical path is:
- Start with the assessor. Contact the Arapahoe County Assessor for an informal review. Bring supporting evidence such as recent comparable sales, a professional appraisal, photos documenting condition, or income and expense data for income properties.
- File a formal protest. If needed, file with the County Board of Equalization by the county’s deadline. Colorado also allows appeals to the State Board of Assessment Appeals and, in some cases, to district court.
- Watch the dates. Deadlines are tied to notice dates and statute. Confirm current filing windows on the assessor’s site or the Colorado Division of Property Taxation.
Paying your bill
Arapahoe County mails tax bills and collects payments. Most years you can pay in full or in installments. Late payments may incur interest and penalties.
- Check current due dates and options: Review the Arapahoe County Treasurer for the current calendar, payment methods, and the penalty schedule.
- Using escrow: If your mortgage services escrow, your lender typically pays taxes from your escrow account. Verify that amounts and timing are correct on your annual statements.
Relief programs to explore
You may qualify for programs that can reduce or defer your tax burden. Common options include:
- Senior or low-income deferral programs and limited exemptions where available.
- Disabled veteran property tax benefits.
- Special classifications such as agricultural use, conservation easements, or charitable-use exemptions for qualifying properties.
Each program has specific criteria, application steps, and deadlines that change over time. Confirm details with the Arapahoe County Assessor and the Colorado Division of Property Taxation before you apply.
How changes to your property affect taxes
- New construction or additions: New square footage or significant improvements can increase market value and may be prorated when added midyear.
- Remodels or change of use: Converting a garage, finishing a basement, or changing residential use can affect value or classification.
- Recent sales: A recent arm’s-length sale of your property or nearby comparable sales can influence assessed value in the next cycle and are key evidence in an appeal.
At closing: proration and practical checks
Property taxes are typically prorated between buyer and seller at closing. Title and escrow teams handle this on the settlement statement. Always double-check the proration line, confirm any unpaid prior-year taxes, and keep your final tax bill for records.
Quick owner checklist
- Pull your parcel record from the Arapahoe County Assessor.
- Confirm the current assessment rate with the Colorado Division of Property Taxation.
- Verify your total mill levy and bill through the Arapahoe County Treasurer.
- If you plan to appeal, gather comps, photos, and documentation before deadlines.
- Explore senior, veteran, or deferral programs if you may qualify.
- Save your closing statement if you recently bought or sold, and confirm proration.
If you want a local, one-to-one walkthrough of your Englewood tax bill or how a renovation might affect value when you sell, we are here to help. Reach out to JJ Alexander to talk through your goals and next steps.
FAQs
How do Englewood owners calculate property taxes?
- Use the assessor’s market value, multiply by the current assessment rate for your property type, then multiply the assessed value by your total mill levy divided by 1,000.
Where can I find my Englewood mill levy and tax bill?
- Look up your parcel and bill with the Arapahoe County Treasurer; it lists your taxing districts, mills, payments, and any penalties.
What are common reasons my property tax went up?
- Increases often come from higher market value, a change in the assessment rate, new or higher mill levies from taxing districts, or new special district assessments.
How do I appeal my property value in Arapahoe County?
- Start with an informal review with the Arapahoe County Assessor, then file a formal protest by the county deadline; see state guidance via the Division of Property Taxation.
Are there programs to lower property taxes for seniors or veterans?
- Some seniors and disabled veterans may qualify for deferrals or exemptions; confirm current eligibility and application steps with the assessor and the state’s property taxation division.
